Here are some frequently asked questions about multi bike insurance
What is multi bike insurance?
If you have acquired a few motorbikes over the years, then a multi bike policy can save you time and money.
Designed for the collector, we are able to cover your classic bikes and daily ride all on one policy, with no loss of benefits. We appreciate that you can only ride one bike at a time, and this is reflected in our rates.
If you have varied renewal dates then this is not a problem, we can start cover on one bike and the others added on as and when you require. By providing us with all of the vehicle details at the quote stage we can ensure that the right insurer is selected for your needs, plus you will receive the multi vehicle discount on all bikes at the start.
There is no limit on the number of motorcycles you can add onto your policy, the only limit is the number of riders, and this is restricted to the policyholder only.
Is there a limit on how many bikes I can have on my policy?
No, the skies the limit (if your garage is big enough!).
Is it only for classic bikes?
No. We can accommodate a mix of classic and daily usage bikes. We also cover classic and specialist motorcycle collections.
Do you cover bikes in Northern Ireland?
Yes, we cover bikes across the UK including Northern Ireland.
I have different renewal dates; will this be a problem?
No. We can bring together your existing renewal dates as they expire over the course of your policy, so you end up with one common renewal date. This will save you time and money in the long run. Just let your account manager know your renewal dates and we can do all the work for you.
What if I sell or buy a motorcycle mid-term?
Our policies are flexible. We can add, remove or change any motorcycle mid-term. You can also opt for a dedicated account manager who will provide dedicated assistance for mid-term policy adjustments. We do charge an admin fee for policy adjustments such as adding or removing motorcycle, however, our fees are some of the lowest on the market. We do not charge for minor adjustments such as changing a registration plate number.
What happens if I need to claim? Does it affect my whole policy?
No, just the motorcycle or possibly the driver involved in the incident. This is dependent on the circumstance of the incident, if you would like to know more, contact us.
Is my no claims bonus protected?
We protect your no claims bonus providing you have the minimum number of four years. Protected bonus only applies to modern bikes, not your classic.
Can I have agreed value on my classic motorcycles?
Yes. Our multi bike policies combine the features and benefits of our classic motorcycle and regular motor policies so it does not affect your cover.
Am I still entitled to a club and limited mileage discounts even though I have daily usage motorcycles on my multi bike policy?
Yes. Our multi bike insurance providers also underwrite our classic motorcycle policies and they all appreciate the nature of club membership and limited mileage. In a nutshell, you receive a club discount on your classics and daily usage motorcycles.
Can I include other vehicles like vans or motorhomes?
A multi bike insurance policy is just for motorcycles. If you would like to include other vehicles, you’ll need a multi car insurance policy.